'You are groomed to work to a retirement date' - BBC News
Her day job is working on staff pensions, but Karen Ward admits she became a little bit complacent about her own retirement plans.
The 58-year-old, who has worked at insurer Aviva for 39 years, said she needed a more open mind about what to do in later life.
"I didn't think about my own [pension]. I'm not like a bricklayer who wants to build their own wall at home," she said.
So, she signed up to her employer's "mid-life MOT" - three sessions that focussed on pensions and wealth, wellbeing, and her future in work.