RE: Understand Cloud Mining & learn how to make easy money!
"And let's not forget that the value of these coins I am holding is increasing at the same time."
But so is the mining difficulty but your hash rate is not (unless you pay for more).
I think it's probably a better investment to simply buy Bitcoin and other cryptocurrencies, personally.
If you can benefit greatly from referrals, well that's probably your biggest source of income then on these mining platforms.