I use to like XRP a couple months ago when it was making me money but, as I said before, for me its just a money maker.
It's a centralized solution to a centralized problem in many people's view, including mine.
It goes against the libertarian view of a decentralized currency system.
My thoughts for this was purely to trade this on a short term basis, for as long as the banks were clamoring for a solution to the decentralization of currency, traders of XRP could make easy money.
But, I'm back from vacation, and less time to trade, so now, I'm back in buy and hold mode. And you can bet that if I see XRP hit all-time highs again, I'll be folding.
Let me know what you guys thing by commenting below.